And referring everyone I know buying home! Full range of affordable loan programs and low down payment options. Evergreen Home Loans is a full-service mortgage lender, providing mortgage financing and refinancing services, as well as options for those building or renovating their home. The Standard Mortgage Clause - The Balance Small Business Mortgagee clauses are also known as mortgage clauses or loss payee clauses. Longview, WA, Nathan Claes Seattle, WA, Justin Olson 3 Beds. Mortgage loans from HomeTrust Bank Learn about all the types of home loans we offer: As youve learned, a mortgagee is a mortgage lender. In effect, a mortgagee clause is a separate agreement between your mortgage lender (the mortgagee) and the insurance company that is insuring your property. Find a lender. A mortgagee clause ensures that if your property is damaged while you are paying off the mortgage, the insurance company will pay your mortgage lender for this loss, even though its covered on your insurance policy. Mortgagee Clauses - Googley Insurance Services - A place to find better Congratulations! As you have reported these concerns through other channels, we will be responding through those channels. 2247 W 35th Pl, Chicago, IL 60609 | MLS# 11728067 | Redfin Get started now. This was kind of a new experience for us and it was a little uncomfortable at first but S talked to us and kept us in the loop with everything that was going on and what our next steps needed to be. 2023 BestCompany.com LLC - All The evergreen clauses under california law sec financial and plumbing failures on the time that professional. Again Andrew Thank you for helping make my dream come true. Banks in Grand Rapids MI | Bank From Anywhere | Northpointe Bank Box 598 Amelia OH 45102 800-972-3030 800-972-3030, First Option Mortgage3770 Howard Hughes Pkwy 195 Las Vegas NV 702-669-5400 702-662-4451, Family Mortgage Inc4562 Spring Mountain Rd.Las Vegas NV 702.216.3000 702-216-3006, First Mortgage Corportation2920 N. Green Valley Pkwy 814 Las Vegas NV 89146 702-451-7331, Firstnet Mortgage2830 S. Jones Blvd.Las Vegas NV 89146, GMAC Mortgage CorporationISAOA/ATIM A P.O. Resources & Documents - Angel Oak Mortgage Solutions Portland, OR. Seattle, WA, Lissa Lebens SOLD FEB 17, 2023. Plus, first-time homebuyers save up to $1,000 in closing costs. Box2325 Coraopolis PA 15108 800-669-6607 800-520-5019, Bank of America, NA 744 (Jumbo, $240,000 or more & ARMS) ISAOA/ATIM A P.O. You may also contact FEMA at 800-621-3362 or at www.fema.gov. It's never been easier and more affordable for homeowners to make the switch to solar. They went above and beyond to get us into our new home as fast as possible. Wintrust Mortgage She's AMAZING! Homeowners' Insurance. Thanks so much Ms.P! A 0.80% lower rate on a $350,000 mortgage translates into a savings of $170 per month. But not when the damage is caused intentionally. Evergreen Digital Mortgage Advantage Streamline and simplify the home financing process with our digital tools. Las Vegas NV 89121 702-693-6318, All Western Mortgage8345 W. Sunset Rd. When you sign a mortgage contract with an individual, its called a private mortgage. Independent of a referral compensation agreement with companies on our site, companies may also choose to subscribe to A mortgagee clause is a clause in a property insurance policy which states that the property insurance company will pay out any claims to both the mortgagor (mortgage holder) and the mortgagee (mortgage lender). ET Find a location Mon-Fri 8 a.m.-10 p.m. Victoria Araj is a Section Editor for Rocket Mortgage and held roles in mortgage banking, public relations and more in her 15+ years with the company. In the process of drawing up a contract, mortgage lenders (also known as mortgagees) put in place certain measures to ensure that the collateral for their investment your new property is protected. ET Sat 8 a.m.-6:30 p.m. Right Of First Refusal (ROFR) In Real Estate: Advice From Experts and deserve their business. Super professional and extremely knowledgeable. I would recommend them to anyone purchasing a new home. This type of clause safeguards the lender from incurring financial losses in cases where the mortgaged property becomes damaged, as it requires the insurer to guarantee payouts when any claims covered by the property insurance policy are made. And until we met some goals that's when we started the process. Box 2082 Milwaukee WI 53201 702-889-3290, US Bank NAISAOA PO Box7298 Springfield OH 455011-800-365-7772 937-327-7707, Bank of America (formerly Countrywide)ISAOA PO Box 961206 Fort Worth TX 761611-800-669-6607 800-293-8158, Wachovia Mortgage CorporationISAOA/ATIMA P.O. Mortgage Loans | Helping the lending needs of Southern Oregon | Rogue Credit Union Secure Online Banking Login Home Loans Explore Finance Your Dream Home Competitive rates and great local service whether you're a first-time buyer, looking to upgrade or ready to downsize. Introducing the Evergreen app, the perfect tool for homebuyers on-the-go, homeowners and real estate professionals. The mortgagee clause gives the insurance company that holds your homeowners insurance policy the right to pay your lender under certain circumstances. Although I am self employed and the nature of my business made it very difficult to get the loan we still managed to get it done! Attention Cook County Illinois Mortgage Customers: Click here for information regarding the 2nd installment of your property tax bills. your state and we will give you a App Store is a service mark of Apple Inc. Many mortgage providers will require a mortgagee clause to grant you a mortgage. P.O. Home Loan Options. We have a great experience with Evergreen Home Loans. 148th St Miami Lakes Fl 33016 800-388-7000 847-522-8619, Baxter Credit Union C/O Midwest Loan Services IncISAOA PO Box144 Houghton MI 49931 800- 388-7000 847-522- 8619, Berkshire Mortgage Finance, LLPISAOA/ATIM A1 Beacon St 14th Floor Boston MA 2108 877-388-7000 617-556-1507, Busey BankISAOAPO Box17310 Urbana IL 61803 217-326-5265 217-326-5282, Castle Bank NAISAOA100 N Church St Sandwich IL 60548 815-786-8461 815-786-2645, CH Mortgage LtdISAOA12554 Riata Vista Cir 1st Floor Austin TX 78727 847-549-1494 847-549-978, Charter One Mortgage CorpISAOA/ATIM A PO Box 5204 Glen Allen VA 23058 800-234-6002 804-627-5767, Chase Home Finance LLCISAOA PO Box 47020Doraville GA 30362877-530-8951 678-475-8779, Chase Manhattan Mortgage CorporationISAOA/ATIM A P.O. Warning: This information is provided to help Insurance Agents continue to be at their best. An appraisal is a fair market valuation of property, such as real estate, a business, collectible, or an antique, by the estimate of an authorized person. Contact Us | Evergreen Note Servicing Learn more Connect with a loan officer Ms.P was amazing! Box 100562 Florence SC 29501 803-929-7900 803-929-7945, Fifth Third BancorpISAOA/ATIM A P.O. Refinance See how to refinance, save money and simplify your finances. Evergreen Home Loan on the App Store The Promotion is not applicable to any of the following Private Home Loan: - (a) Private Home Loan involving the restructuring or re-pricing of existing property loans already taken out with UOB; (b) Private Home Loan involving application for additional facility(ies) which shall be secured against property(ies) that is/are already mortgaged to . Everything was explained in easy to understand and simple language. Equal Housing Lender. Then we can recommend the right solution for you. Rocket Mortgage lets you get to house hunting sooner. Highly recommended! They are on top of the entire process and are always available to help. She put us in the best position possible which we are extremely grateful for. Because rates tend to fluctuate often in the industry, it can be difficult for lenders to provide a definitive range, in addition to the fact that the interest rate you would get is dependent upon your personal finances and financial history. Construction-to-permanent loans allow you to pay interest only on funds usedduring the building process. Box 35210 Lewisville KY 40232 206-490-2000, Washington Mutual Bank, FAISAOA/ATIMA P.O. Lender stayed in constant communication to make the transaction a breeze! Simple Process Buy a home with no money down Northpointe Bank makes it possible with innovative programs Read more 2023 Evergreen Moneysource Mortgage Company NMLS ID 3182. CO, Jason D The service requires full cookie support in order to view this website. By selecting this link, you will be leaving www.htb.com and connecting to a site that is not owned or controlled by the HomeTrust Bank. On the Evergreen Home Loans website you won't be able to find any information on mortgage rates and interest rate ranges. Home Loans & Mortgages | Landmark Credit Union Rocket Mortgage, 1050 Woodward Ave., Detroit, MI 48226-1906. 130 Las Vegas NV 89146 888-206-1600, Macquarie Mortgages USA Inc.ISAOA/ATIMA PO Box 57046 Irvine CA 92619 212-231-1310, Meritage Mortgage Corp.ISAOA/ATIMA 6000 SW Meadows Rd 500 Lake Oswego OR 97035 503-443-9000 503-443-9000, MILA, Inc. ISAOA/ATIM APO Box 961206Forth WorthTX76161425-775-6452206-288-2800, MIT LendingISAOA/ATIMA Mortgage IT, Inc 33 Maiden Lane 6th Floor New York NY 10038 866-265-1121 860-344-5707, Mortgage Lender Network, USAISAOA/ATIMA 213 Court St., 3rd Flood Middletown CT 6457 860-344-5700, Mortgage Network, Inc.ISAOA/ATIMA 99 Rosewood Drive Danvers MA 1923 978-777-7500, Majestic Home Loan8565 S. Eastern Ave. 192 Las Vegas NV 89123 909-912-7100, Mann Mortgage8985 S. Eastern Ave. 375 Las Vegas NV 89123 702-683-8770, National City MortgageISAOA/ATIMA PO Box 1024 Dayton OH 45401 877-508-3339, New England Federal Credit Union IISAOA/ATIMA PO Box 527 Williston VT 5495 866-80- LOANS, New CenturyISAOA/ATIMA18400 Von Karmen1000 Irvine CA 92612 702-384-8873, Novastar Mortgage Inc.ISAOA/ATIMA P.O. Put your offer in the best position for success. Frequently Asked Question for Caliber Home Loans 10289118 702-730-2085 702-946-0924, RBMG, Inc.ISAOA/ATIMA P.O. Eureka, CA, taylor boyd process was smooth and easy e signing really helps with everyones busy schedules. However, it is unclear what the credit score requirements are, plus the company does not disclose interest rates prior to loan application when other lenders do. Box 10430 Van Nuys CA 91410 800-766-4622, Homevest Mortgage CorporationISAOA/ATIMA 188 Needham Street Newton MA 2464, HSBC AutoISAOA/ATIMA 188 Needham Street Newton MA 2464 866-435-7085, HSBC Mortgage ServicesISAOA/ATIMA PO Box 47207 Doraville GA 30362 866-435-7089 617-796-8990, IndyMac Bank FSB (Arizona)ISAOA PO Box 2971 Phoenix AZ 85062 866-8068177 866-806 8177, IndyMac Bank FSBISAOA ATTN: Escrow PO Box 4045 Calamazoo MI 49003 800-343-5756 866-806-8177, Ignite Funding LLC6750 Via Austi Pkwy 230 Las VegasNV 89119 702-739-9053, Leader Mortgage ISAOA/ATIMA 180 Massachusetts Avenue Lexington MA 2474 415-767-0878, Long Beach Mortgage Company ISAOA 7887 E Bellview 725 Englewood CA 92619 714-939-5200, Lending Home Funding Corporation ISAOA 315 Montgomery ST 16TH Floor San Francisco CA 94104 800-314-5263, Land Home Financial Services, Inc. 1635 Village Center Cir 280 Las Vegas NV 89134 702-789-6120, Loan Mortgage1601 S. Rainbow Blvd. Box 692408 San Antonio Tx 78269 800-561-4567 877-267-1331, Cap Source, Inc2009 E. Windmill Ln 89123 702-693-63181- 702-254-0806, Casey Moseman/Las Vegas Custom Loans LLC8345 W. Sunset Rd.38089123 702-271-12741-800-630-0896, Cross Country Mortgage5451 S. Durango Dr.115 Las Vegas NV 89113 702-363-6380, Cornerstone Home Lending, Inc2950 Sunridge Heights Pkwy 100 Las Vegas NV 89052 702-492-50 771-866-610-5750, Catalyst Lending4775 W. Teco Ave. 130 Las Vegas NV 89118 888-206-1600, CitiMortgage IncISAOA PO Box7706 Springfield OH 45501 1-800-248-4638 937-324-6577, Citi BankISAOAPO Box 7807 Springfield OH 455011-800- 248-4638 866-675-5772, EMC Mortgage CorporationISAOA/ATIM A PO Box 7589 Springfield OH 45501 800-695-7695 877-305-1003, EquiFirst CorporationISAOA/ATIM A Title 500 Forest Point Circle Charollet NC2 8273 704-679-4400 704-625-4500, EquiFirst CorporationISAOA/ATIM A HOI PO Box 11893 Jacksonville FL32239 704-679-4400 704-625-4500, Evergreen Home Loans8945 W. Russell Rd. He answered all my questions. Friday April 29, 2022. I would be using them in future for sure! Highly recommend them to anyone. Its important to understand the terminology used in mortgage negotiations. 2.5 Baths. I will refer him to all my friends and family. Get pre-approved and take a big step toward buying your new home. 1351 Stagecoach Rd, Ocean View, NJ 08230 - Redfin 1705 Evergreen Rd Pulaski PA 16143 Past Addresses: Homes . If you wish, please email me at. Perfect, even when things went slightly sideways they still made it close on time at the last minute!!! I cannot convey the gratitude I have for Evergreen Mortgage for their support through the process. A mortgagor is a borrower. 350 Las Vegas NV 89113 702-534-6100 F855-256-3718, Bank of America, NA 602 15 yr fixed, FHA & VA ISAOA/ATIM A P.O. Borrower Connection is now secured through a two-step login process. Angel Oak Mortgage Solutions LLC - NMLS ID #1160240 (NMLS Consumer Access). Gig Harbor, WA, David Robey Equal Housing Lender. Use our payment and estimate calculators to help you make the right decisions. A mortgagee clause is a part of your homeowners insurance policy that protects your lenderthe mortgageefrom losses incurred due to damage to your property. Evergreen Home Loans serves customers in the following states: To streamline the loan process, Evergreen Home Loans offers a variety of calculators to check your mortgage rates, as well as a promise to provide loans on time and without hassle through its Security Plus Seller Guarantee. Mortgage Loan Options - First Horizon Bank They are very professional and answer in a timely manner. All rights reserved. Get a lower initial rate and lower payments too. The mortgagee clause is an important provision in a property insurance policy that ensures that the insurance company will pay the mortgagee in the event that loss or damage occurs to a mortgagors property. 3155 S Archer Ave Unit 2N, Chicago, IL 60608 - Redfin Buy before you sell with StepUp by Evergreen. Government-guaranteed loans for purchase or refinance. Valencia, CA, GR Szolo However, it is only appropriate to learn a few things about a mortgagee clause before you can actually use it. EXEMPTIONS MAY BE FAXED TO 770-405-7982. FINANCIAL FREEDOM 800-441-4428. 100 Las Vegas NV 89113 855.216.4366, Ohio Savings Bank Principal Residential Mortgage, Inc.ISAOA/ATIMA P.O. We'll walk you through the process to buy your first home. Fire damage is one of the most common causes of home damage and is usually protected by insurance. Inspire Home Loans is proud to be the affiliate lender of Century Communities. The "mortgagee" refers to your lender, or whoever is providing the financing to purchase the home. Client went in above asking with an escalation clause that went to $35,000 above asking. HomeLoanServ Borrower Connection Gain insight and get advice from experts. Seattle, WA, Josh Shock BAC HOME LOANS SERVICING LP ISAOA ATIMA PO BOX 961206 Fort Worth, TX 76161. Nearby Recently Sold Homes. Love all the digital options and the certain perks that came with evergreen ie cash up and the 5k earnest bonus. ISAOA is an acronym found in mortgagee clauses that stands for its successors and/or assigns. Its included in the clause to stipulate that the mortgagee can transfer their rights to another bank or financial institution. Apple and the Apple logo are trademarks of Apple Inc. registered in the U.S. and other countries. Go to calculators Security Plus Seller Guarantee Box 35172 Seattle, WA 98124 Send Us a Fax 253-445-3597 Send Correspondence To: P.O. If you commit arsonan act that would void your insurance policythe clause protects the mortgagee, ensuring that your lender will still be covered. Don't fall prey, there's a zillion better, knowledgeable and professional mortgage brokers out there, you don't need to settle for gross incompetence!!!! against the borrower on refinances. Lake Stevens, WA, Amy Roo See today's rates ZGMI Disclosure Discover the possibilities Evergreen Home Loans is dedicated to making the loan process easy, transparent, and secure. Equal Housing Lender. First-Time Home Buyer Done with renting? "Welcome Home" to this move-in ready cozy and bright 3BR/3BA townhome! See all the mortgages KeyBank offers and discover which choice is best for you. View Our Log In FAQs. Although you now understand the basics of mortgagee clauses, there are still some unfamiliar terms that youll find in the clause. Seattle, WA, edward mosshart Mortgagee Clauses | linqrs Lock in the same rate for the life of the loan. If the loan does fall through and the borrower can't actually afford the loan, Evergreen Home Loans will pay your seller $2,500. We had a great experience with her and appreciate her honesty and quality customer service. Extremely professional team. identified as such in the Company Details section of their profile. Baxter Credit Union C/O Midwest Loan Services Inc, Citizens Mortgage Dovenmuehle Mortgage, Inc. Ohio Savings Bank Principal Residential Mortgage, Inc. Tower Mortgage and Financial Services Corp. Home Loans, Mortgages, & Homebuyer Assistance | HomeStreet Bank Home Loans | Zillow A right of first refusal clause gives the holder the right to purchase a property before it is listed or match an offer made by another party. Trade/service marks are the property of Evergreen Home Loans. We make solar possible. It is rare for a mortgage lender to offer this kind of guarantee. A mortgagee clause states that if a property is damaged during the mortgage period, the insurance company must pay the mortgagee for this. A, Property insurance includes a few different types of policies, including homeowners insurance, renters insurance and. The Rodriguez Team is amazing! , which includes using arbitration to resolve claims related to the Telephone Consumer Protection Act.! Licensed in AL #21875, AZ #0926930, AK #110480, Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act License #4131346. Contact a loan officer at 262-780-7133. I will most certainly use them again for future needs with my home funding. I am forever grateful for achieving my dream. Complete this form to receive our whitepaper What Fire Leaders Need to Know About Securing Financing for Capital Purchases now! Yuma, AZ, Jill Johnson The Company offers loan products such as federal . Actually longer than that. Mortgage Customer Service: Mortgage Customer Service: 877-217-9714. Evergreen provided well-organized, reliable support throughout our home buying process. Because of this strong guarantee, sellers will sometimes choose an offer with the Security Plus Seller Guarantee over another higher-priced offer due to the peace of mind that the loan will go through. Ryan kept us informed thru every step of the process and answered all of our questions completely the first time. With these loans, you'll only have to pay for one round of closing costs, plus you can pay an interest only monthly payment during the construction period of your new home to have a bit more flexibility. Evergreen Home Loans Property insurance includes a few different types of policies, including homeowners insurance, renters insurance and flood insurance. Very fast and I like how they communicate with you and always answer a call when I have a question. This is definitely one of the greatest teams to work with they made our home buying process easy and smooth. Mortgage | Home Loans and Refinance | Regions Bank For example, if you obtain a mortgage to buy a home or property and that property is then destroyed in a fire, the mortgagee clause would ensure that the loss would be payable to your lender even though its part of your insurance policy. Evergreen Home Loans provides several loan options, an offer-strengthening seller guarantee, and great digital services. Established in 1987. If the insurer cancels the policy for any reason other than non-payment of . Nearby homes similar to 3605 S Leavitt St #3 have recently sold between $425K to $425K at an average of $225 per square foot. Home Buying - 4-minute read, Ashley Kilroy - February 27, 2023. In a mortgage transaction, the lender serves as the mortgagee and the borrower is known as the mortgagor. Instead of reading all the ***wonderful*** reviews posted, try checking out the reviews posted on the Better Business Bureau for a bite of a reality sandwich! Box 1221 Revenna OH 44266 800-968-7700 248-250-5336, Fleet Bank - Home EquityISAOA/ATIM A P.O. Business Profile Evergreen Home Loans Mortgage Lenders Headquarters Multi Location Business Find locations Contact Information 15405 SE 37th St Ste 200 Bellevue, WA 98006-1772 Visit Website. What Are The Components Of A Mortgagee Clause? Yes. She is positive, knowledgable, and an industry expert. Cindy & Stasie were outstanding! Best Regards, Christina Pember, Consumer Resolutions Specialist. A kick-out clause allows sellers who have accepted an offer to continue showing their home. Thanks to a wonderful team that worked with Anallely B. Rocket Mortgage lets you do it all online. The loan officer and later the manager in Vancouver Washington tried to cover his lack of knowledge in an attempt to explain everything away by claiming "these products change and we can't keep up to date on all the changes". I couldnt have asked for a better person to help us through this exciting but overwhelming process!!! In a real estate transaction, a mortgagee provides a mortgage loan to a mortgagor, who, in turn, offers the title of the property purchased to the mortgagee as collateral. But if the property is damaged, then the mortgagees investment is put in jeopardy. A mortgagee clause states that if a property is damaged during the mortgage period, the insurance company must pay the mortgagee for this. Mortgagee clauses provide valuable protection for lenders because of the way that mortgages work. No notice. Call Us. Evergreen Home Loans offered us a mortgage product at a great interest rate that could help us with a forever home project. Mortgage & Home Loan Information | Homebuying Process | KeyBank - Key.com Incredibly Impressed and Enernally Grateful for Everyone at Everygreen Home Loans. Torrance, CA, Regina Villanueva Seattle, WA, Cynthia Allison Neighborhood home loan lender for over 35 years, serving customers and real estate agents. Property Values; . For your security, after five failed login . Instead, use the information as a reference to get you closer to where you need to be. Las Vegas, NV, Daniel Morford Its meaning is very similar to ISAOA, as it merely allows the mortgagee to include others under the policys protection without having to name them explicitly. Make sure to check out the Better Business Bureau reviews there's a lot of complaints on that website. Sacramento, CA, David Evans It's home lending designed for you. If you are on a tight timeline, or you are a first-time homebuyer, this option could be a competitive advantage for you as you negotiate with sellers. Contact Us | First National Bank of Omaha Mortgage. Dallas, TX, Kim Voelker We were relocating from a different state and Corey made everything simple!! Jumbo loans, often referred to as jumbo mortgages, are home loans specifically for amounts that exceed the conforming limit set by the Federal Housing Finance Agency (FHFA) and the United States . Continue reading for a full review of this company and Evergreen Home Loans reviews from real customers. Your state not on the list? HomeTrust Bank lendingexperts can help you get pre-approved now! Working at Evergreen Home Loans: 59 Reviews | Indeed.com No. It took me three months to make a decision to work for Evergreen Home Loans after being heavily recruited for that time period. SOLD JUN 13, 2022. Additionally, Evergreen Home Loans only services seven states. HomeLoan Serv has updated their mortgagee clause. If the insured has failed to pay the premium, the insurer must notify the lender 10 days in advance before canceling the policy. Nearby Recently Sold Homes. Mortgagees will require mortgagors to buy enough insurance to cover their entire property in order to protect their investment. They are passionate about developing personal relationships for the long term. 380 Las Vegas NV 89113 702-369-0905 F855-861-5261, Alpine Mortgage Planning8363 W. Sunset Rd. In some cases, if its not a requirement to get a mortgagee clause, a borrower must contact a lender to add the clause to their current contract. He doesn't make you feel pressured. A mortgagor is a borrower, an individual or party who receives funds from a mortgagee to purchase a property. Established in 1987. View more recently sold homes. . Banking and Lending Customer Service: Banking and Lending Customer Service: 800-853-9586. Traditionalcash-out refinancing loans that let you tap into the equity in your home for major life events. First-time buyers need the experience of a pro. Home Loans and Mortgage Banker | Evergreen Home Loans Experience the Evergreen difference. What Are Your Legal Rights in a Foreclosure? A mortgagee clause is found in many property insurance policies, and it provides protection for a mortgage lender if a property is damaged. The clause is an important measure that mortgagees take to protect their investment in a mortgagors property. The whole process was smooth and painless. When obtaining a mortgage, you may find that there are specific terms and elements of the contract that you dont understand. A mortgagor is a borrower, an individual or party who receives funds from a mortgagee to purchase a property. Tucson, AZ, Stefan Pokorny For example, pretend you buy a house for $250,000 with a $50,000 down payment and $200,000 mortgage and you buy a homeowners insurance policy with $250,000 worth of coverage on the house. Features include an enclosed sun room, 2 car attached garage and large deck (40x20) overlooking an inground pool. The dedication of this team to solve our individual hurdles was above and beyond. Bellevue, WA 98006. Fifth . The Security Plus Seller Guarantee is a program that puts homebuyers in a strong position to purchase a home and close quickly. This is a loan option for higher-priced homes. Mortgage insurance is written by a private mortgage insurance company to protect the mortgage lender against loss due to default or foreclosure. . Terms Fixed-rate loans are available for purchases and refinancing. Box1504 Latham NY 12110 800-669-6607 800-520-5019, BankUnited, FSB (Hazard and Flood) ISAOA/ATIM A PO Box28569 Miami Fl33102 800-388-7000 847-522-8619, BankUnited, FSB (Closing) ISAOA/ATIM A 7815 N.W. PDF Countrywide Home Loans Mortgagee Clause - Tntmetalfabinc.com