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See below for Official Rules & complete details. and everyday life! The Brink's Prepaid Mastercard is designed for consumers who want the convenience of paying with plastic but dont want (or dont qualify) for a regular credit card. Residents of Vermont are ineligible to open a Card Account. Other factors, such as our own proprietary website rules and the likelihood of applicants' credit approval also impact how and where products appear on this site. No minimum balance necessary to open Savings Account or obtain the yield(s). 2. Some prepaid cards require you to provide some personal information, such as your full name, address, date of birth, email, and SSN. There's no interest or late fees because it's not a credit card. Here's how it works: Order a Card To order a Card, provide your name, mailing address and email address. Standard text message or data rates may apply. Use your card for signature purchase transactions then redeem those points for cash back on your Card Account.4, Add check funds to your Brink's Prepaid Mastercard with the mobile app.5, Checks subject to approval. Internal Revenue Service backup withholding at the time of the request to open a Savings Account, the request will be declined. Domestic ATMs only charge a $2.50 withdrawal fee. Start to spend more time on the things that matter like family, friends and everyday life. However, it will not help you build credit and some online merchants don't accept prepaid cards. While we strive to provide a wide range offers, Bankrate does not include information about every financial or credit product or service. Use the Brink's Money Prepaid Mobile App to manage your Card Account on the go and enroll to get text message or email alerts (Message & data rates may apply.) Netspend, a Global Payments company, is a registered agent of Republic Bank & Trust Company. Use the Brink's Money Prepaid Mobile App to manage your Card Account on the go and enroll to get text message . $2.50 per withdrawal, plus ATM owner fees, if any. Login - Brink's US Pay-As-You-Go Cardholders must enroll in the Reduced Monthly Plan to receive it. There is a reload fee of up to $3.95 fee every time you reload the card. Plan. transfer conducted through a Netspend Customer Service agent. 9 Custom Card Fee applies. If Cardholder is subject to Internal Revenue Service backup withholding at the time of the request to open a Savings Account, the request will be declined. While we adhere to strict this post may contain references to products from our partners. What is a Brink's money card? - Vanessa Benedict Prepaid MasterCards are used like regular credit cards. Brinks Money Features Benef - The Brink's Money Prepaid MasterCard is Bankrateexpert Garrett Yarbrough strives to make navigating credit cards and credit building smooth sailing for his readers. Early availability of funds requires payor's support of direct deposit and is subject to the timing of payor's payment instruction. Ends 1/31/22. You have not yet won. No late fees or interest charges because this is not a credit card. In fact, its missing Netspends virtual card number benefit for safer online shopping. Login - Brink's Money The company's mission is to develop 6 The $10 Purchase Cushion is not an extension of credit; it is a courtesy exercised at our discretion. What bank does Brinks prepaid Mastercard use mostly not recommended Walmart MoneyCard. Republic Bank & Trust Company and Mastercard are not affiliated in any way with this optional offer and do not endorse or sponsor this offer. Prizes include (4) Grand Prizes valued at $5,000 each; (12) First Prizes valued at $500 each, (12) Second Prizes valued at @250 each, and (12) Third Prizes valued at $100 each. App Store is a service mark of Apple Inc. Google Play and the Google Play logo are trademarks of Google LLC. Fee may be either a flat fee or a percentage of the withdrawal amount. Use Direct Deposit Here's an explanation for how we make money Use the Brink's Money Prepaid Mobile App to manage your account on the go and get text message or email alerts (Message & data rates may apply.) - Find surcharge free ATMs. You do have the card in your possession, correct? If Cardholder is subject to Plus, use your Brink's Money Prepaid Mastercard to transfer money to your friends or family who have a Brink's Card.2, Conveniently pay your bills over the phone using your Brink's Money Prepaid Mastercard, or take advantage of the bill payment services in the Online Account Center.9. See your Cardholder Agreement for details. Brink's is founded on a heritage of trust and a reputation as the most reliable name in the industry. create up to a $10.00 negative balance on your Card Account. if (theYear < 1900) theYear = theYear + 1900; If Enroll in Direct Deposit to get your paycheck or government benefits in your Card Account up to 2 days faster! How Is Brink'S Prepaid Mastercard? - FaqList How to find routing and account number on my Brinks prepaid Mastercard Brinks Prepaid Mastercard vs. other starter cards, Connect with Garrett Yarbrough on LinkedIn, One Time $9 - $15 Account Fee (Varies by Product), , you do have to put down a security deposit of at least $200, but you can enjoy rewards on your purchases, just like with the Brinks Prepaid, only without the purchase transaction fees if you opt for the pay-as-you-go plan. For purposes of FDIC coverage limit, all funds held on deposit by the Cardholder at Republic Bank & Trust Company will be aggregated What bank is Brinks all access? What Is Brinks Prepaid Mastercard? The Brink's Prepaid Mastercard provides cardholders with an easy way to pay and manage money prior to opening a credit card or secured card account. All Rights Reserved. Residents of Vermont are ineligible to open a Card Account. Fraud prevention restrictions may So you can avoid interest payments, bounced checks, or overdraft fees. Bankrate has answers. However, credit score alone does not guarantee or imply approval for any If the Average Daily Balance is more than $1,000.00, the interest rate paid on the portion of the Average Daily Balance which exceeds $1,000.00 will be 0.49% with an APY of 0.50%, and the interest paid on the portion of The Pay-As-You-Go Plan is the default Plan Fee on the Card Account. and governmental customers. This caveat is worth considering since prepaid cards dont enjoy as many federal protections as debit and credit cards do. What Are Virtual Cards - Brink's Money Brink's Prepaid Mastercard Review | Bankrate As-You-Go Cardholders must enroll in the Reduced Monthly Plan to receive it. Release Summary. Brink's Prepaid Mastercard Reviews (2023) | SuperMoney WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. Get a free consultation from a leading credit card debt expert. 5 The Pay-As-You-Go Plan is the default Plan Fee on the Card Account. family After qualifying, Monthly Plan Cardholders will receive the Reduced Monthly Plan Fee of $5 on their next Plan Fee assessment date. (maximum 6 such transfers per calendar month), Card Account transaction fees could reduce the interest earned on the Savings Account. Charged in addition to any applicable Purchase Transaction Fee or OTC Withdrawal Fee. As soon as you do, you are eligible for our Reduced Monthly Plan (just $5 per month compared to $9.95)5, Republic Bank & Trust Company and Mastercard are Rebekah holds a bachelors degree with a double major in Communication and English. Fraud prevention restrictions may delay availability of funds with or without notice. Republic Bank & Trust Company, Member FDIC. Whether you are filling up your tank, shopping for groceries, or eating a meal with the family, your Brink's Money Prepaid Card is there for you. Luckily, these reward opportunities can easily fit into your regular spending since they are personalized around your purchases. Agreement. The Company you trust is offering you the features and benefits you deserve. NO PURCHASE NECESSARY. Just a dollar-for-dollar match. No Fee. Sign Up Now. Card Account and Savings Account funds are FDIC-insured upon verification of Cardholders Early availability of funds requires payor's support of direct deposit and is subject to the timing of payor's payment instruction. Certain products and services may be licensed under U.S. Patent Nos. With this combination of expertise and perspectives, we keep close tabs on the credit card industry year-round to: At Bankrate, we focus on the points consumers care about most: rewards, welcome offers and bonuses, APR, and overall customer experience. Check the information is accurate and submit your application. Find out how. Netspend is a registered agent of Republic Bank & Trust Company. The Brink's Money Prepaid Mobile App gives you the power to manage your money on the go from the palm of your hand - View your transaction history and balance - Send money to friends and family. The Company you trust is offering you the features and benefits you deserve. However, you may be able to earn bonus points at a higher rate if you take advantage of additional limited-time, merchant-specific offers in your Online Account Center. purposes of FDIC coverage limit, all funds held on deposit by the Cardholder at Republic Bank & Trust Company will be aggregated up to the coverage limit, currently $250,000.00. 9 Bill payments may be subject to fees. Reward offers are based on individual shopping habits. Use of the Card Account is subject to activation, ID verification, and funds availability. Brink's and NetSpend Launch Brink's Prepaid MasterCard now = new Date(); Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. theYear = now.getYear(); and have not been reviewed, approved or otherwise endorsed by any financial institution. Brink's Prepaid Mastercard does not require a credit check, so approval is guaranteed. If cardholder receives $500 in payroll or government benefit direct deposits in 1 calendar month, cardholder will qualify for the Reduced Monthly Plan. Charges a monthly maintenance fee of up to $9.95. We value your trust. Standard text message or data rates may apply. Order a Brink's Money Prepaid Mastercard and get the peace of mind you deserve. SuperMoney, and/or SuperMoney's lending partners, that will not affect your credit score. Even the rewards with theDiscover it Secured Credit Cardare slightly higher than the Brinks Prepaid 2 percent back at restaurants and gas stations on up to $1,000 per quarter, then 1 percent, and 1 percent on everything else. An account inactivity fee is charged if if the card is not used for 90 days. enrolled in the Monthly Plan and your Card Account has had no activity as described above, this fee applies instead of the Monthly Plan Fee. Use your Brink's Money Prepaid Mastercard to shop online, in stores, on the phone basically anywhere Debit Mastercard is accepted! You can use your Brink's Money Prepaid Mastercard to pay for just about anything. Check the banks website for the most current information. The APYs were accurate as of Mastery Wiki Search for: How; Who; If the Average Daily Balance is $1,000.00 or less, the interest rate paid on the entire balance will be 4.91% with an Annual Percentage Yield (APY) of 5.00%. Buying a Mobile Home: What You Need to Know, Compare Motorcycle and ATV Insurance Reviews, Compare Personal Watercraft Insurance Reviews, Considering Renters Insurance? For consumers, the Brink's Money card can be used in stores, restaurants and online, and provides access to cash at ATMs around the world. However, if you need a checking account and have no access to a traditional one, the Brinks can be helpful. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by . The Brink's Money Paycard Mobile App gives you the power to manage your account on the move. the Average Daily Balance which is $1,000.00 or less will be 4.91%. 2Faster funding claim is based on a comparison of our policy of making funds available upon receipt of payment instruction versus the typical banking practice of posting funds at settlement. You may opt-out at any time by visiting the Payback Rewards page in your Online Account Center. Fee applies if there are funds in the Card Account and the Card Account has had no activity, i.e., no purchases; no cash withdrawals; no load transactions; and no Balance Inquiry Fee for ninety (90) days. Restrictions include: no ATM withdrawals, international transactions, account-to-account transfers and additional loads. affiliation, or sponsorship, of or by SuperMoney or them of us. What Bank Is Brinks All Access? - Mastery Wiki Any opinions, analyses, reviews or recommendations expressed here are those of the authors alone, Republic Bank & Trust Company, Member FDIC. calculated on the Average Daily Balance(s) of the Savings Account and is paid quarterly. Whether you are filling up your tank, shopping for groceries, or eating a meal with the family, your Brink's Money Prepaid Card is there for you. See the Cardholder Agreement for details. Prepaid cards only allow you to spend money already in your account. Netspend Corporation.All rights reserved worldwide. Brink's Prepaid Mastercard 1-877-849-3249 Monday - Friday: 8 AM. * See the online application for details about terms and conditions for these offers. The Brink's Money Prepaid Mobile App gives you the power to manage your money on the go from the palm of your hand - View your transaction history and balance - Send money to friends and family 1 - Move money to and from Savings Account - Find the closest reload locations - Load checks using mobile image capture 2 - 8 PM. 4% per foreign transaction. Republic Bank & Trust Company is not affiliated in any way with this optional offer and does not endorse or sponsor this offer. Rebekah Hovey is an editor with nearly a decade of experience creating and shaping content in finance-related and health care fields. After regularly featuring his credit card, credit monitoring and identity theft analysis on NextAdvisor.com, he joined the CreditCards.com and Bankrate.com teams as a staff writer to develop product reviews and comprehensive credit card guides focused on cash back, credit scores and card offers. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. details about how and when you get rewarded. For a complete list of fees, please refer to the fee schedule in the Cardholder 6,000,608 and 6,189,787. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. The offers that appear on this site are from companies from which Bankrate.com receives compensation. Don't have a card? You'll receive a Card in the mail within 7-10 business days. Netspend Corporation.All rights reserved worldwide. now = new Date(); *SuperMoney is not responsible for third party products, services, sites, recommendations, endorsements, reviews, etc. You can see a full range of options, including Automated Clearing House (ACH) Payments and MoneyGram, Visit any of the over 130,000 reload locations in the. Brink's Prepaid Mastercard - DeluxCards Considering a card program for your business? The company you trust offers you the features and benefits. by SuperMoney users with a score of -47, equating to 2.1 on a 5 point rating scale. Brink's Money Paycard - Cardholders. now = new Date(); Account funds are withdrawn through the Card Account (maximum 6 such transfers per calendar month), Card Account transaction fees could And your money is FDIC Insured by Republic Bank & Trust Company, Member FDIC, upon card activation and identity verification. Take cash to any of the over 130,000 Reload Locations in the Netspend Reload Network to fund your Card.3. You may also be charged a fee by the ATM operator. Why Should You Get a Business Credit Card? Personal Loan Vs. Line Of Credit: Which Is Better? 2023 Reviews: Brinks Prepaid Mastercard Review (See Ratings) Intro Offer: Unlimited Cashback Match - only from Discover. Meanwhile, the Brinks Prepaid can (and will) charge you almost $6 a month after 90 days of inactivity, which further eats into your balance. Brinks costs $39.99 to $49.99 a month, depending on which plan you choose. These are variable rates and may change Reverse Mortgages: When Do They Make Sense? identity. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. Along with card spending, your most sizable reward opportunities are unlimited $20 referral bonuses if individuals you refer put at least $40 on their cards. These are promotional rates and may change without notice pursuant to applicable law. They will tell you how to reload the card. Mobile Check Load is a service provided by First Century Bank, N.A. There's no interest or late fees because it's not a credit card. Hidden. We follow strict guidelines to ensure that our editorial content is not influenced by advertisers. Managing your money wherever, whenever. transactions!5. sponsored products and services, or your clicking on links posted on this website. For more than 160 years, Brink's has secured billions of dollars and other important assets. Starts 2/1/21. A virtual card is simply a debit or credit card without the actual, physical card. Were transparent about how we are able to bring quality content, competitive rates, and useful tools to you by explaining how we make money. [2] Payback Rewards SM Netspend, a Global Payments company, is a registered agent of Republic Bank & Trust Company. And look at all the freebies you get: Free direct deposit. Just $5 a month (compared to $9.95) for purchase The Brink's Money Prepaid Mastercard lets you focus on the things that are most important in your life. $5.95 for processing and mailing of a return of funds check at Card Account closure. Ingo without notice pursuant to applicable law. to see your driver's license or other identifying information. With theDiscover it Secured Credit Card, you do have to put down a security deposit of at least $200, but you can enjoy rewards on your purchases, just like with the Brinks Prepaid, only without the purchase transaction fees if you opt for the pay-as-you-go plan. Interest is Netspend Corporation, a Global Payments Company (NYSE: GPN) is a leading provider of general-purpose reloadable (GPR) Standard text message or data rates may apply. Unapproved checks will not be funded to your card. Above that, the APY drops to 0.50 percent (0.49 percent variable interest rate), which isnt a terrible rate considering the current average APY. Compare real offers from multiple lenders. See if you qualify for student loan refinancing and compare real time offers. editorial policy, so you can trust that our content is honest and accurate. Should You Use a HELOC to Pay Off Credit Card Debt? lending partners' website, they will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and Brink's US - Brink's Prepaid Mastercard Additional transaction fees, costs, terms and conditions may How To Invoice International Clients Without Losing Money In Fees, Checking and Savings Accounts: How To Make Them Work Together, Compare Accounts Receivable Financing Reviews, 8 Creative Business Loan Types You Should Know About. Brink's Money Brink's Money Prepaid Mastercard Activate your Brink's Money Paycard, verify your identity, [1] and learn more about its features here. Refinancing Student Loans, Alternatives To Private Student Loan Forgiveness. Adding money to your Brink's Money Prepaid Mastercard is convenient. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within listing categories. With Brink's Direct Deposit, you can get paid faster than a paper check. 8 Faster funding claim is based on a comparison of our policy of making funds available upon receipt of payment instruction versus the typical prepaid debit cards and related financial services to the estimated 60 million underbanked consumers in the United States 8. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company pursuant to a license by Mastercard International Incorporated. 7 The Savings Account is made available to Cardholders through Republic Bank & Trust Company; Member FDIC. month instead of paying a fee for every purchase transaction under the Pay-As-You-Go Plan. editorial integrity, calculated on the Average Daily Balance(s) of the Savings Account and is paid quarterly. Brink's Prepaid Mastercard is issued by Republic Bank & Trust Company, which is based in Louisville, KY and was founded in 1982. If Cardholder is subject to Copyright 2023 SuperMoney, LLC. How much money can you put on a Brinks card? - Daily Justnow With ease and speed you can: - Check your account balance and transaction history. ATTENTION JOINT FILERS: Please make sure both parties are listed on the Card Account. There is a Live Chat feature on the website under Customer Support. Its hard to steer clear of these fees, especially considering the list of situational costs like a 4 percent foreign transaction fee, $5.95 90-day inactivity fee and even a $4.95 fee for a custom picture on your card. See the program FAQs and Terms and Conditions in your Online Account Center for additional Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision. This is a third-party fee and is subject to change. 1, 2020. The best move by far is to accept the reduced monthly plan as a Brinks Preferred Benefit member, which requires $500 in qualifying direct deposits each month. (CT) brinksmoneypayroll@brinksinc.com Brink's Paycard 1-855-627-4657 Monday - Friday: 6 AM. See the Certain products and services may be licensed under U.S. Patent Nos. Early of a check or other direct payment method. WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. April Getting a Business Loan When You Have Bad Credit. As far as rates and fees go, the Brinks Prepaid Mastercard is virtually identical to the Netspend Prepaid Visa. Direct Deposit more than $500 in payroll or government benefits in a calendar month and you'll be eligible for the Reduced Monthly Plan, our plan with the most features. Which Account Fits You Best? but can take up to one hour. Because the Payback Points programs terms are a bit vague, its difficult to tell the exact point value. There are no fees for purchases, and the first late fee is even waived (up to $41 after that). 6,000,608 and 6,189,787. But if youre a Brinks Preferred Benefits cardholder, the issuer may give you up to a $10 negative balance as a courtesy, offering some wiggle room if youre in a pinch. numbers. If and record information that identifies each person who opens a Card Account. Ends 1/31/22. for your tax refundand for all your payroll and benefit checks too. Get a free consultation from a leading tax expert, in The Brinks Prepaid Mastercard goes above and beyond our expectations for a prepaid debit card. We are compensated in exchange for placement of sponsored products and, services, or by you clicking on certain links posted on our site. However, if used correctly, it can be handy in a bind and help people financially establish themselves before graduating to checking accounts and secured credit cards. Put your picture on a Card for added security when paying a merchant in store. The Self Credit Builder Account marries the features of an installment loan, savings account and secured credit card to help people start their credit-building journey and establish positive financial habits. Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. To participate in the Savings See the Cardholder Agreement for details. All other trademarks and service marks belong to their owners. When you open a Self account, a loan is placed into a certificate of deposit, which you must pay back. 2023 Brinks Reviews: Prepaid Cards - consumersadvocate.org The maximum balance you can have on Brink's Prepaid Mastercard is $15,000. (877) 788-9067, or click the link below and activate it online. Once your Card arrives in the mail, activate your Card, and verify your identity1 with your name, address, date of birth and government ID number. Home Equity Loan vs. Line of Credit: Which Should You Choose? $1.00 per declined transaction. 1. What is the routing number for a Brinks prepaid MasterCard? Netspend, a Global Payments company, is a registered agent of Republic Bank & Trust Company. Youll also experience a $3 Over-the-Counter (OTC) cash withdrawal fee at financial institutions like banks or a 2.75 percent fee of the total withdrawal at in-network reload locations (or $4, whichever is greater). Use of the Card Account is subject to activation, ID verification, and funds availability. Brink's Prepaid Mastercard Review - AllCards.com Enroll in Brink's Money Payback Points. NOTE: Fees assessed to your Card Account balance may bring your Card Account balance negative. Any issuers discussed on our site are vetted based on the value they provide to consumers at each of these levels. Bankrate, LLC NMLS ID# 1427381 | NMLS Consumer Access